The bank wants you to pay off your mortgage. Please keep it.
The Current State (Static Wealth): You have been taught that being “debt-free” is the ultimate safety. So you pour your liquidity into your home’s equity. That money sits there, trapped in drywall, earning 0% return on investment. It is “Dead Equity.” It has no velocity. When you pay off the bank, they take your capital and lend it to someone else to earn a return. They win. You lose liquidity.
The Future State (Kinetic Wealth): A Wealth Engineer uses a “Readvanceable Mortgage.”
Your income hits the account and instantly pays down the debt (eliminating interest drag).
Because the credit is readvanceable, that capital is immediately available again.
You deploy that liquidity into income-generating assets.
The Gap: The gap is efficiency. In the first scenario, your dollar dies after paying the bill. In the second scenario, the dollar pays the bill AND buys an asset.
Stop admiring your paid-off home while your portfolio starves.
What’s up, y’all? Here is tonight’s Clean Up Hour — an ode to the final four months of 2005. The Xbox 360 launched, I briefly understood math, and we got a lot of great music to lead into a strange year.
Tracklist:
Joe Budden – Are You In That Mood Yet?
Chamillionaire – In the Trunk
Bun B, Lil Keke, Slim Thug, Chamillionaire, Paul Wall, Mike Jones, Aztek, Z-Ro, & Lil Flip – Draped Up (Remix)
Eminem & Nate Dogg – Shake That
Lloyd Banks & Tony Yayo – We Run This
Styles P – Beats To My Rhyme
Big F***in Fonz – Invite to 50 Skit
Sheek Louch – Maybe If I Sing
50 Cent, Lloyd Banks, Prodigy, Young Buck, & Spider Loc – Robbery
Paul Wall & Big Pokey – Sittin Sidewayz
The Game, Techniec, E-40, Crooked I, Chingy, Lil Rob, Paul Wall, WC, & Ice Cube – My Lowrider
50 Cent – Window Shopper
Juelz Santana – Hi, My Name Is
Fort Minor – Remember The Name
Young Jeezy, Boo, & Slick Pulla – Miss Me With That Rap S**t
Lil Wayne – I’m a Ridah
Lil Wayne & Mac Maine – Soul Survivor
Big KRIT – The South
D4L – Laffy Taffy
Three 6 Mafia – Poppin My Collar
Warren G, Mike Jones, & Frank Lee White – In Case Some S**t Go Down
DJ Quik & Nate Dogg – Black Mercedes
Tha Dogg Pound – Hittin Donutz in tha Streetz
Little Brother & Joe Scudda – Lovin It
Blackalicious & George Clinton – Lotus Flower
DANGERDOOM – Space H*’s (Madlib Remix)
Public Enemy – Superman’s Black in the Building
Shad – Real Game
Atmosphere – Smart Went Crazy
Faith Evans, The Notorious BIG, & The Game – 1970 Somethin
Re-Up Gang – Ultimate Flow
Lil Wayne – Hustler Muzik
Fatlip – What’s Up, Fatlip?
first three minutes of G4TV’s XBOX 360 launch special
Little Brother – Cheatin
BONUS
Twista & Mariah Carey – So Lonely
Juelz Santana & Hell Rell – Whatever U Want To Call It
Nipsey Hussle – Rimpau’s Finest
Mase – Kamikaze
DJ Muggs & GZA – Unprotected Pieces
Smif-N-Wessun & Heltah Skeltah – My Timbz Do Work
Canibus – Da Facelift
U-God – You Don’t Wanna Dance
Kool Keith – G-Strings
Lil Kim – Kitty Box
Talib Kweli – Ms. Kim
Fort Minor & Lupe Fiasco – Be Somebody
Spice-1 – Everybody Want To Go To Heaven
Lewis Black – America Loses Its Mind
Taking you through the static (quite literally) to show you some of my favourite music this year. Mostly songs that have come out this year, but also some older favourites of mine, so sit back and enjoy the sonic journey!
II. Solar System – The Microphones
This Is The World (I Made It For You) – Magdalena Bay
dan kellar Kitchener, ON – Adding to the tool box to build housing in Kitchener faster, the city has fully endorsed the federal government’s new Housing Design Catalogue, which makes full “off the shelf” building design plans available free of charge. Further the city has fast tracked parts of the application process to make sure that zoning compliance approval is done within 15 days of application, and building permit review is completed within 10 days.
In a recent press release from the city, Kitchener Mayor Berry Vrbanovic said “Together, with Kitchener’s flexible planning frameworks and resources and Canada’s new guide, we’re making it easier to build more housing across our city.”
The press release also claims that the housing design catalogue “aims to make housing more affordable and accessible, providing pre-designed, adaptable housing plans for homeowners and builders, including backyard homes, fourplexes, stacked townhouses and sixplexes.
You can check out the approved designs on the City of Kitchener’s and the CHMC’s websites.
This show features an interview with Katie Anderl from Kitchener’s housing and policy division and Tim Benedict, the manager of building in the city’s building division.
Segment starts with Adam Wedd – This Christmas (drinking 4 2).
Followed by information from Professor Laura Pin, bringing some clarity to local housing issues. Including why housing is a Human Rights, and explaining what an encampment is, some discussion about project and pending report.
We then speak with Regan Sunshine Brusse – mymothernamedmesunshine.ca regarding her recent attendance at Montreal housing conference, and her local advocacy.
Two songs by local to Kitchener, JewelzRiley: Tell ‘Em Ah! and Mary Down The River We Go!
What’s up, y’all? First up, here is what I’ve added to Libretime since last week (like always!):
Faultlines
Don’t Say I Love You – Single
Folk
No
Jeff Johnston with the Newfoundland Symphony Orchestra Sinfonia
Avalon – Single
Classical
CanCon
Ryan McMahon
There She Is – Single
Folk
CanCon
jeniverse
FREAK OF NATURE – Single
Rock
NSFR
No
The Deefons
Sunrise
Punk
1 NSFR track
CanCon
Touched Fables
The Sum of All Wounds
Electronic
CanCon
Velvetcut
The Great Chameleon (New Skin)
Rock
No
Hannah Acfield
Golden Light
Pop
1 NSFR track
No
The Nolas
So Much Fun This Christmas New Year’s Party Rock Anthem – Single
Rock / Christmas
No
Blaine Sharp
The First Snowfall – Single
Pop / Christmas
CanCon
Donald Vega
All Is Merry and Bright
Jazz / Christmas
No
Alex Bird & the Jazz Mavericks
Another Christmas Day
Jazz / Christmas
CanCon
Ryan Dsouza
My Children Found My Gummies – Single
Pop / Christmas
CanCon
Angie Faith
This Christmas Album
Religious / Christmas
CanCon
Noelly
Christmas Just Wouldn’t Be Christmas Without You – Single
Pop / Christmas
CanCon
Noelly
4 De Love: Tennis – Single
Pop
CanCon
Noelle
O Canada – Single
Pop
CanCon
Michael Whalen
Heart of the Holidays
New Age / Christmas
No
Robert Peterson and the Crusade
Joys of Christmastime – Single
Rock / Christmas
No
Fingerless
Grotesque – Single
Rock
No
Margaret Dorn and the Accidentals
Acapella Holiday Classics
Christmas
No
VISSIA
Snowed In – Single
Pop
CanCon
One Hundred Moons
Black Avalanche
Rock
CanCon
Kathy Stock & Doug White
Hope at Christmas – Single
Folk / Christmas
CanCon
M0b
II
World
No
The Big Christmas Crew
Our 12 Month Christmas
Rock / Christmas
CanCon
Julian Loida
December Dreams – Single
Folk
No
Allegories
Mid Century Nothing – Single
Rock
CanCon
Lisa SQ
Reel Me In
Rock
CanCon
Danko Jones
Leo Rising
Rock
CanCon
Doug Raney Quartet
Never Say Yes — 1986
Jazz
Unreleased recordings from 1986
No
Rosalia de Souza Quarteto 55
Rosalia de Souza Quarteto 55
Jazz
No
Ginman Blachman Dahl
Play Ballads
Jazz
No
Peppermoth
Albedo
Ambient
Guelph
CanCon
AV & the Inner City
Dinner With the Lord – Single
Soul
CanCon
Kim Kaskiw
The Latin Jazz Fusion Project
Latin
CanCon
Nicholas Campbell
I’ll Regret It In The Morning – Single
Rock
CanCon
Hot Mud
Shiny Songs
Rock
CanCon
Cat Wells Blues Band
Merry Lil Christmas – Single
Blues / Christmas
Originally released in 2003
CanCon
Fresh Finesse
Trap Noir
Hip Hop / Instrumental
CanCon
Ordinary Birds
Ordinary Birds
Rock
CanCon
Carry the Sky
Sunday Morning – Single
Rock
CanCon
Dazz-B MusiQ
Meropa
World
No
Cappy and the Sunseekaz
Caribbean Christmas – Single
Reggae / Christmas
No
Maggie’s Wake
Close to Home
Folk / Christmas
CanCon
Grant Abbott
Bridges Across The Bays – Single
Rock
AI Session Musicians (all selections)
CanCon
Grant Abbott
Channel of Disturbance – Single
Rock
CanCon
Grant Abbott
Climate Rage – Single
Folk
CanCon
Sofia Abbott
Closer Every Day – Single
Folk
CanCon
Grant Abbott
Eagle and Condor – Single
Folk
CanCon
Grant Abbott
Fish Fog and Farewells – Single
Folk
CanCon
Grant Abbott
Flags in the Cold – Single
Folk
CanCon
Grant Abbott
God Over Gavel – Single
Folk
CanCon
Grant Abbott
Grassy Ass Amor – Single
Folk
NSFR
CanCon
Grant Abbott
Great Day At The Beach – Single
Folk
CanCon
Grant Abbott
Heartbreak at the Gate – Single
Folk
CanCon
Grant Abbott
Law of the Land – Single
Folk
CanCon
Grant Abbott
I Raise My Voice To Keep From Crying – Single
Folk
CanCon
Grant Abbott
Love Courageously – Single
Folk
CanCon
Grant Abbott
Musgraves Arms – Single
Folk
CanCon
Grant Abbott
Never Far From Home – Single
Folk
CanCon
Grant Abbott
Rebuilding Me – Single
Folk
CanCon
Grant Abbott
Seeded Skies – Single
Folk
CanCon
Sofia Abbott
Spirits Calling – Single
Folk
CanCon
Grant Abbott
Stouts – Single
Folk
CanCon
Grant Abbott
Tether to the Quiet – Single
Folk
CanCon
Grant Abbott
Up Behind Pine Pond – Single
Folk
CanCon
Grant Abbott
Walk the Line – Single
Folk
CanCon
Grant Abbott
You Think You Own It – Single
Folk
CanCon
Steve Holt
Jazz Christmas
Jazz / Christmas
CanCon
Here is tonight’s Horizon Broadening Hour:
Tracklist:
Jeff Johnston with the Newfoundland Symphony Orchestra Sinfonia – Avalon
Kim Kaskiw – Rise Up
Doug Raney Quartet – Get Out of Town
M0b – Echoing
Sonya Belaya – In the Garden
Rosalia de Souza Quarteto 55 – Dorme, Dorme Meu Menino
Peppermoth – Did We Ever Dance?
Noelly – 4 De Love: Tennis
AnAkA – CLEAR EYEZ (feat. NoGum Hundo)
PRIVATE NAME PRIVATE NUMBER – Can’t Compare (Freestyle)
Fresh Finesse – Cowboy Drip
Optikz – Champion
Hollie Cook – Night Night
Eddie Bullen – Show Us the Way (feat. Mel Dube, Kandice Kash, & Tasha T)
Cappy and the Sunseekaz – Caribbean Christmas
Faultlines – Don’t Say I Love You
Julian Loida – December Dreams (feat. Don Mitchell)
Grant Abbott – Up Behind Pine Pond
Jody Peck – Cook Shack
Duke & Goldie – Small Town Talk
Greg Carroll – Never Coming Back From Vietnam
Jolie Anastasia – Winter’s Song
The Deefons – Might as Well F***ing Dance
Muhnday – Straight Face
Jeniverse – FREAK OF NATURE
PHAETON – Augmented
Hot Mud – The Town That Fun Forgot
Ordinary Birds – F*K U POSER!!!
Fingerless – Grotesque
One Hundred Moons – Chairmen of the Bored
What’s up peeps. We have a jam packed show today; old school and new school jams, a big shout out to Singh Wheels And Tires in Kitchener, we’ll discuss what’s trending and Christmas season!
What’s up, y’all? Here is tonight’s Clean Up Hour — we come back full circle. Five years ago, the Odes series started by looking back ten years to 2010; now, five years later, we finish the odyssey of looking back 15 years, when I was basically experiencing what Neo experienced in the Matrix, but everyday, and in the form of .zip and mp3 files.
Tracklist:
Lil B – Wonton Soup
Kanye West, Pusha T, Kid Cudi, Lloyd Banks, Ryan Leslie, & John Legend – Christian Dior Denim Flow
Kanye West, Kid Cudi, & Raekwon – Gorgeous
Nicki Minaj & Kanye West – Blazin
Waka Flocka Flame & Cap – O Let’s Do It
Waka Flocka Flame, satan, Rick Ross, & Gucci Mane – O Let’s Do It (Remix)
Lupe Fiasco – SLR (Super Lupe Rap)
Nipsey Hussle – 7 Days a Week
Tech N9NE – Table and Chest Stress
Gangrene – Take Drugs
Yelawolf – That’s What We On Now
Vado – Polo
Rick Ross & Drake – Made Men
Lil B & Cormega – I Killed Hip Hop
Lloyd Banks & Juelz Santana – Beamer, Benz, or Bentley
Lloyd Banks, The Dream, Ludacris, Jadakiss, & Yo Gotti – Beamer, Benz, or Bentley (Remix)
Sheek Louch & DJ Webstar – Club Jam Packed
Cali Swag District – Teach Me How To Dougie
Cali Swag District, Jermaine Dupri, B.O.B., Bow Wow, Red Cafe, and a bonus Sean Kingston appearance – Teach Me How to Dougie (Remix)
Lil B – Hipster Girls
Chiddy Bang – Truth
Far East Movement & Keri Hilson – Don’t Look Now
Das Racist & Chairlift – Fashion Party
David Banner & 9th Wonder – Mas 4
Malice – Freestyle
Young Buck – Smoke Our Life Away
Fashawn – Dark Fantasy (Freestyle)
Freddie Gibbs – Learn to Duck
Lloyd Banks – Reach Out
Curren$y & Raekwon – Michael Knight (Remix)
T.I., Scarface, & Mitchelle’l – How Life Changed
Big K.R.I.T – Some Days Freestyle
Kendrick Lamar & Ab-Soul – P&P 1.5
Joe Budden & Crooked I – Sober Up
Joe Budden, Pusha T, & Styles P – Dessert For Thought
J. Cole – Too Deep for the Intro
Kid Cudi – Mr. Rager
Drake – Paris Morton Music
Atmosphere – To All My Friends
1982 & Freddie Gibbs – Falling
Jay Rock – Get On Your S**t
Lil Wayne & Drake – Right Above It
A slightly spooky themed episode tonight to celebrate… the end of November… But good songs nonetheless, and some fun stories to go along with them, so sit back and brace yourself for some fun and funky tunes!
Band On The Run – Paul McCartney and Wings
Dead Man’s Party – Oingo Boingo
This is the Killer Speaking – The Last Dinner Party
Packt Like Sardines in a Crushed Tin Box – Radiohead
dan kellar Kitchener, ON – Following years of development and adhering to a provincial edict, the Kitchener Fire Department has launched the “next generation” of 911 services in the region. The upgrades reflect the changes in the ways people communicate with 911, primarily the uptake of mobile phones and the abandonment of land lines.
Next generation 911 will use Internet Protocol tracking to get a more precise location of the caller and allow for faster communication of details between the caller, the dispatch centre, and fire crews rushing to a scene.
The changes to 911 services have been underway since 2022 when the mandate to upgrade was announced by the federal Canadian Radio-television and Telecommunications Commission.
The government of Ontario has been supporting the transition over the past three years with $208,000,000 in grants across the province since 2022. The Kitchener Fire Department has received $650,000 of those provincial grants while the Waterloo regional police service has been given $3,8000,000.
This show features an interview with Jamal Alam, who has spent the past 3 years as the Program Manager of Fire Systems and Projects with the Kitchener Fire Department. Alam has been with the Kitchener Fire Department for 9 years.
Kevin Swayze tells us about Unsilent Night, an annual one-night festival put on by the City of Cambridge in downtown Galt. He gives a description of the walking tour, talks about the historic buildings downtown, tells us of Galt as a film set, compares Galt to Hespeler (and Kitchener!), and tells us about living in the Rose Hill area of Galt.
Throughout the interview Phil Kline’s music for Unsilent Night plays in the background.
Kevin Swayze tells us of the origin of Unsilent Night from Wikipedia. There are references to “Boom Boxes” and “Walkman” players. Cambridge joined in 2008, it’s a walk around the streets of old Galt. It started with about 500 people, but participation increased to 10,000 people by 2018. It’s a very different energy from ducking out of the way of trucks barrelling through the streets.
8m35s
Kevin gives us a descriptive tour of Unsilent Night. You’ll run into layers of history throughout all of old Galt. He describes the streets, buildings, displays, and performances. There’s fun for everybody. Kevin tells us of some of the buildings that were used as film sets, and some of their historic uses.
16m40s
Kevin takes a brief detour to talk about the University of Waterloo School of Architecture building and its library. And then continues across the river on the west side of Galt. Kevin tells us of the buildings and the businesses and manufacturers that used to be there.
26m30s
Kevin gives his impressions of the sense of space he gets from downtown Galt. Talking about the intended purpose of the streets — for people, horses, and trains. Not even bicycles, really. Heavy trucks were banned downtown two years ago.
28m10s
Kevin says he feels Unsilent Night as a visceral event, he feels it deep inside. Bob asks if he needs prior historical knowledge to appreciate it. Kevin supplies some that historical knowledge.
32m04s
Kevin describes downtown Galt as seen in The Handmaid’s Tale, describing some of the sets used in filming. And segues into the coffee shops and other stores in Galt.
36m12s
Unsilent Night takes place on Friday, 5 December 2025 at 7:00pm. Traffic will be terrible, best to park and do some shopping in Hespeler, then take the bus to downtown Galt. Get there early, and have a meal in a downtown restaurant while you’re waiting.
38m15s
Reminiscing about downtowns as they used to be, both Kitchener and Cambridge. Kitchener is different, bigger and beefier, with bigger space and no river running down the middle. Kevin tells us of his time working downtown, walking over the bridges, and describes the downtown as it was then.
40m40s
Kevin says he could walk the Unsilent Night in about 20 minutes, but it’s meant to be taken at a more leisurely pace. And because it’s crowded, the progress is slow. Expect it to take about an hour and a half. Dress warmly, there may not be places to duck inside to warm up. It’s one night only, but come down to see the space, it’s great fun. This has the largest turnout of any Unsilent Night across the world. Downtown Galt is a space that’s built for it, like walking in a snow globe.
43m10s
Kevin doesn’t know much about the music, or Phil Kline, the composer. His personal impressesion is a soundtrack to fill the gaps while your attention is on the displays. It doesn’t overpower the other things going on. It’s the same music that plays every year, at all the venues across the world. Unsilent Night is a space to go out and not feel there’s any agenda, it’s explore and see what you can find. There’s no worry about cars, it’s nice to let people have a space without cars.
47m10s
Kevin compares Galt with Hespeler, another downtown built for pedestrians. Even more compact than Galt, it’s more “muscular” than Galt, but still feels like a little mill town. Kevin describes the library there, and some other downtown sights. Bob comments that Kevin has an eye for architecture and history. Talking about heritage protection and worries about sticking tall buildings in the downtown. Kevin lives where there are bits of history in suburbia. Talking about baseball and toboganning.
57m33s
Kevin summarizes Unsilent Night and Bob gives the end credits.
CKMS Community Connections airs on CKMS-FM 102.7 from 3:00pm to 4:00pm on Mondays and alternate Fridays.
HYOS: CAR287 Presents Manitoba Rock Revolution is a show hosted by the band CAR287 and where each band member selects an indie artist’s song to play, and then we spin a few of our own in there and talk about the history of the song.
HYOS: CAR287 Presents Manitoba Rock Revolution is hosted by Terry Ferguson and aired on CKMS-FM on Saturday 6 December 2025 from 10:00pm to 11:00pm (Eastern Time) or 9:00pm to 10:00pm in Manitoba. It continues as a regularly scheduled show. Check the Radio Waterloo schedule for details.
Time
Title
Album
Performer
Artist
Creator
Genre
0m00s
1 CAR287 presents Voice Over 1 – intro Dec 6 2025
1m30s
Opening Song
Looking Through The Lens
CAR287
Rock / CanCon
4m24s
3 CAR287 presents voice over 2 ditch Dec 6 2025.mp3
12m15s
Lady Finger Killer
RIGHT NOW!
DITCH!
Rock / CanCon
16m45s
4 CAR287 Presents Voice Over 3 Ronnie Ladobruk Dec 6 2025.mp3
25m00s
Let Me Down
Let Me Down – Single
Ronnie Ladobruk
Rock / CanCon
29m00s
6 CAR287 presents voice over 4 Leddwyn Dec 6 2025.mp3
33m35s
Horde
Mask of Sanity – EP
Lëddwyn
Rock / CanCon
37m30s
8 CAR287 Presents Voice over 5 Why Dec 6 2025.mp3
43m00s
Soul Declares
Soul Declares – Single
WHY
Rock / CanCon
49m30s
10 CAR287 Presents Voice Over why and outro 6 Dec 6 2025.mp3
Susan Salomonsson shares the second part of her Thread Through Time Series A Lemon Pie Life and explains the significance of the title before reading from the first chapter of the novel.
Margo LaPierre tells our listeners about her new poetry collection Ajar (Guernica Editions, 2025), her publishing journey and the background to the creation of the collection, then reads several pieces from the collection.
Website: Margo LaPierre Linktree
Book Site: Ajar
What’s up, y’all? First up, as always, here is what I have added to Libretime since last week:
Horse Chops
Hinterland
Rock
CanCon
vintage credenza
Drone Prompts II
Ambient
No
Nadia Labrie
Hommage a Claude Bolling
Classical
CanCon
An Vedi
Underneath – Single
New Age
CanCon
Mark Veldhoven
Wait It Out – Single
Rock
CanCon
S-Pazz
Birth of Light – EP
World
No
BoonDog
Jam House
Rock
First two tracks are NSFR
CanCon
prhcr.
No One’s Coming – Single
Rock
Radio Edit and Instrumental Available
No
Henry Lees
Smoke – Single
Folk
CanCon
Beta Voids
Scrape It Off – EP
Punk
No
Big Big Furnace
Fall Music Sampler
Rock
No
Sia Shells
Riding The Wave – Single
Pop
No
Neil Haverty
What I Don’t Need – Single
Rock
CanCon
Dan Pallotta
Working Man’s Son
Folk
No
Libby Ember
To Her – Single
Pop
CanCon
Dylan Ella
Pocket Sized
Rock
CanCon
BEIBEI
YOU, HERE – Single
Pop
CanCon
Alexander Saint
Alexander Saint EP
Folk
CanCon
Private Name Private Number
Can’t Compare (Freestyle) – Single
Hip Hop
NSFR
CanCon
Jambal x Kenai Shogun
Men of Average Nature
Jazz
No
Duane Andrews
Duane Andrews and the Hot Club of Conception Bay
Folk
CanCon
9ope
Somebody’s Something – Single
Pop
CanCon
Muhnday
Before We Met
Rock
3 NSFR Tracks
No
Julia Dawson
Guilty – Single
Pop
CanCon
Motorists
Cristobal – Single
Rock
CanCon
Shiny Cote
Memores – Single
Electronic
No
Johnny Beachit
Please, Not Another Rom Com Country Song – Single
Country
No
AnAkA
Crisis of the Concrete
Electronic
No
Bad Trips
Nothing But Trouble
Rock
No
Jamie Lidell and Luke Schneider
A Companion for the Spaces Between Dreams
Ambient
No
peopling
Catatonia Estates
Rock
1 NSFR track
No
Helene Barbier
Panorama
Folk
CanCon
Sam Salmon and the Grand Manan Bandits
Down for Life
Folk
CanCon
Burning Hand
Jawbreaker
Rock
2 NSFR Tracks
No
Here is tonight’s Horizon Broadening Hour:
Tracklist:
Billy Yfantis – Cat’s Eye Nebula
An Vedi – Underneath
Nadia Labrie – Suite no. 2 for Flute and Jazz Piano Trio: Part 4: Vagabonde
Vintage Credenza & Chris Perrin – Aren’t We In Love
Jambal x Kenai Shogun – moan
George Kontomichalis – You Stepped Out Of a Dream
Kalia Vandever – Withholding
BeiBei – YOU, HERE
9ope – Somebody’s Something
Julia Dawson – Guilty
Libby Ember – To Her
Sia Shells – Riding the Wave
Liona Boyd – Summer Dreams (feat. Olivia Newton-John)
Blessing Tangban – God Of…
Kpec3 arrival – lock my eyes
Alexander Saint – Slow Down Boy
Sam Salmon and the Grand Manan Bandits – No One Likes Losing
Duane Andrews – I’m Gonna Sit Down and Write Myself a Letter
Johnny Beachit – Please, Not Another Rom Com Country Song
Henry Lees – Smoke
Dan Pallotta – 24 Kenmore Road
Horse Chops – Salt in the Baltic
Beta Voids – Baby’s in Detox
Helene Barbier – A House
Elephanthump – Late Night Brainstorm
Trevor Howlett & the Cruz Bros – Nowhere Fast
Mark Veldhoven – Wait It Out
Dylan Ella – Sushi Joint in a Western Town
Big Big Furnace – I Would
Motorists – Cristobal
Burning Hand – Off the Tracks
Cepheidae Variable – Carving a Dragon
In today’s episode, Kanwaljit (Sunny) Kochar challenges the “old school” financial advice that fails to address the modern reality: Canadians are living longer but leaving the workforce earlier than ever. Facing a potential 40-year retirement, listeners will learn why traditional saving methods are insufficient against the new 2025 tax rules and rising cost of longevity.
Sunny Kochar breaks down how to cure “Shiny Object Syndrome” and move from having “scattered money” to building a robust Wealth Ecosystem. Tune in to discover the Hexavisionary Frameworkand the 3 Universal Laws of Moneydesigned to help you maximize efficiency and achieve Total Financial Freedom.
What’s up, y’all? Tonight’s mix is the year’s final ode to 2015, looking back at the last four months of a strange, foreboding year. Memes, political tension, and an abyssal feeling were, at the least, soundtracked by a lot great tunes.
Tracklist:
Rick Ross – We Gon Make It
Travis Scott & Quavo – Oh My Dis Side
Drake & Future – Diamonds Dancing
Mac Miller – Rush Hour
Michael Christmas – Hate
The Game, Dej Loaf, & Sha Sha – Step Up
YG, Blanco, & DB the General – Driving Like I’m Loco
Wiki & Nasty Nigel – Living With My Moms
Big K.R.I.T, Ludacris, & K. Camp – Shakem Off
NxWorries – Droogs
Plies – Ritz Carlton
Tory Lanez – Juvenile Freestyle
Lil B – I Was Born Poor
Quentin Miller – Cease and Desist
Jay Rock & Isaiah Rashad – Wanna Ride
Freddie Gibbs – F***in Up The Count
Pusha T & Beanie Sigel – Keep Dealing
Kendrick Lamar – Black Friday
The Game & Anderson .Paak – Magnus Carlsen
Kirk Knight – Heaven Is For Real
Erykah Badu – Medley: What’s Yo Phone Number/Telephone (Ghost of Screw Mix)
GoldLink – Zipporah
Casey Veggies & BJ the Chicago Kid – Life Song
Logic & Jesse Boykins III – Paradise
YG & Slim 400 – Goapele
Charles Hamilton & Laurel – Down the Line
Lil Peep – The Way I See Things
Lil Peep – Star Shopping
Isaiah Rashad – Nelly
Rav – 1,000 Years in the Mountains
Archy Marshall – Sex With Nobody
Joe Budden, Jadakiss, & Marsha Ambrosius – Make It Through The Night
Sir Michael Rocks – Alone
Yelawolf – To Whom It May Concern
Logic, Slug, & Killer Mike – Tree of Life
R.A.P Ferreira – An Encyclopedia
Busdriver – Species of Property
Larry Fisherman – Smile
dj khaled lost at sea on a jet ski while on snapchat
DJ Khaled, Jeremih, Chris Brown, August Alsina, & Future – Hold You Down
DJ Khaled, Usher, Rick Ross, Fabolous, & Ace Hood – Hold You Down (Remix)
Bringing you a mix across decades, genres, and artists. From modern day hip-hop, to 90s alternative, to dreamy indie, we’ve got everything you need to help you into the night (or any other time of day)!
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HYOS: CAR287 Presents Manitoba Rock Revolution
