Tag Archives: talk

Mastering Decumulation: How to Safely Spend Your Nest Egg


This episode of Rethink Your Retirement tackles the critical shift from saving to spending. Host Kanwaljit (Sunny) Kochar provides a roadmap for Canadian retirees, focusing on advanced, tax-efficient decumulation strategies. Learn about Spousal RRSPs, pension income splitting, and the powerful “RRSP Meltdown” technique to create a balanced income stream, maximize your lifetime wealth, and avoid the Old Age Security (OAS) clawback. Gain the clarity and confidence to become the strategic financial manager of your retirement.

Listen to the radio recording here.

Your RRSP is a ‘Tax Time BOMB’. Here’s How to Defuse It.

Get the free Retirement Guide to building a truly tax-efficient income using the ‘Four-Bucket Framework’. Click here to get your free guidebook.

Cheers to Life, Health, and Wealth,

Book “Breakthrough” Coaching Session (with Sunny)

Kanwaljit (Sunny) Kochar

519 731 1567

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episode 313 agriculture show oct 16 WFA AGM with Senator Rob Black

The Waterloo Federation of Agriculture held their AGM at Puddicombe House New Hamburg. Senator Rob Black was our guest speaker and he talked about the a soils report presented to Senate and government of Canada.

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episode 312 agriculture show sept 30 2025 with Jess Dixon and Bonita Dua

Jess Dixon and Bonita Dua are our guests today September 30,  which is also Truth and Reconciliation Day.  Jess is the elected MPP for Kitchener South – Hespeler.  Bonita helps her at the constituency office.   Our playlist:

  • Got My Mind Set On You – George Harrison
  • Look What You Made Me Do – Taylor Swift
  • Labour – Paris Paloma
  • Voodoo Child – Rogue Traders
  • Bury Me Face Down – grandson

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episode 311 agriculture show Aug. 12 2025

Jim Dyer is our guest today. Jim is a regular contributor to The Agriculture Show. Today we catch up on his music, some new ag research and videos. Jim also received a King Charles III Coronation Medal this year. 

James Arthur Dyer

James is a Canadian and international expert on fossil CO2 emissions from agricultural energy use, as well as greenhouse gas emissions from Canadian livestock. He has identified key opportunities to reduce GHG emissions within Canada’s agriculture sector.

Our playlist:

  • Time Is A Stealer  by  Jim Dyer
  • If I Were A Carpenter  by  Johnny Cash and June Carter
  • First Shift  by  Jim Dyer
  • The Wayward Wind  by  Patsy Cline

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episode 310 agriculture show aug 5 with Vicky, Petra, and Lauren

Vicky Kraft, Petra Keefe, and Lauren Ariss are in the studio for episode 310.  Our guests bring their agricultural story and song selections to us.  It’s back to school for all three guests after a summer work experience at https://centralontariofs.ca/   Our playlist:

  • 20 Cigarettes  by  Morgan Wallen
  • Caroline  by  Colter Wall
  • East Bound and Down  by  Jerry Reed
  • Old Tricks  by  Thomas Rett / Blake Shelton
  • The Big Rock Candy Mountain  by  Harry McClintock
  • No News  by  Lonestar

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Rethink Your Retirement – Episode#2 – 8 Feb. 2025

On the February 8th, 2025 episode of “Rethink Your Retirement,” host Sunny Kochar discussed the foundational aspects of retirement planning, including taxes and mortgage payments.

The episode explored how conventional wisdom about these expenses might hinder retirement and emphasized the importance of tax planning.

It also covered the three ways money is taxed in Canada, the reasons for retirement failures, and the three universal rules of money.

The episode concluded with an introduction to the “6 Sequential Steps to Financial Freedom.”

episode 308 agriculture show oct 17 waterloo federation of agriculture AGM

The Waterloo Federation of Agriculture held their AGM at Puddicome House in New Hamburg.  Brianna Miller, Miah VanNoord, Erin Jackson, Sarah Woods, Natasha Salonen, Tim Louis, Nic Weber, Mark Reusser, and Jeff Stager were speakers at the event.

Download: episode-308-agriculture-show-Oct-17-Waterloo-Federation-of-Agriculture-AGM.mp3

episode 306 agriculture show july 2 with Maggie Van Camp

Maggie Van Camp is the guest today on The Agriculture Show.  Maggie is busy with her project via Loft 32 called Farmers Bridge . Our playlist “Get Stuff Done”:

  • Fight  Song  by  Rachel Platten
  • Truck Got Stuck  by  Corb Lund
  • Celebration  by  Kool and the Gang
  • Buy Dirt  by  Jordan Davis
  • Lizzo  by  About Damn Time

 

episode 305 agriculture show june 25 2024 with Sarah O’Donnell

Sarah O’Donnell is our guest today. Sarah is a student studying rhetoric and communications at UW . Our playlist:

  • 500 Miles Away From Home  by  Bobby Bare
  • In A World Possessed By The Human Mind  by  The Tragically Hip
  • San Antonio Stroll  by  Tanya Tucker
  • End Of The Line  by  The Traveling Wilburys
  • Cowpoke  by  Colter Wall

episode 304 agriculture show june 11 2024 with Shreya Krishnammagaru

Shreya Krishnammagaru is our guest today on The Agriculture Show.  Shreya is busy with her studies at McMaster in Hamilton.   Our playlist:

  1. Ivy  by  Frank Ocean
  2. Dark Red  by  Steve Lacy
  3. Thinking About You  by  Frank Ocean
  4. Sundress  by  Asap Rocky
  5. Good Days  by  Sza

 

 

episode 303 agriculture show may 8 2024 with Crystal Mackay

Crystal Mackay is the guest of The Agriculture Show today. Crystal tells us her agricultural story through some of the things she does. Check out  Loft32  ,  Utensil   ,   and  an upcoming event   late May 2024.   Our playlist:

  • Long Love this Land – A tribute to Alberta agriculture from ATB
  • You Can’t Make Old Friends  by  Kenny Rogers and Dolly Parton
  • Starting Over  by  Chris Stapleton
  • Wheat Kings  by  Tragically Hip
  • No Sugar Tonight  by  The Guess Who
  • 5 Days in May  by  Blue Rodeo

 

 

episode 300 agriculture show Feb 13 2024 World Radio Day and Farm Radio International

The National Campus and Community Radio Association (NCRA) and Farm Radio International (FRI) host a World Radio Day event in Ottawa to celebrate the importance of radio

 

 

 

episode 302 agriculture show april 9 2024 with Tracey Arts

Tracey Arts is our guest today. It is the day after the eclipse. Tracey farms with her husband and family. She is also a zone director with the Ontario Federation of Agriculture in Zone 4, Oxford & Elgin County.  Our playlist:

  • Pretty Girl Era  by  Lu Kala
  • Lost Together  by  Blue Rodeo
  • Under Pressure  by  Queen
  • My Front Porch Looking In  by  Lonestar
  • Thunder  by  Imagine Dragons

 

 

 

 

episode 301 agriculture show april 9 2024 with Mary and Guzaw

Todays guests on The Agriculture Show are Mary Atkins-Carley and Guzaw Shibru.  Mary and Guzaw work at https://farmradio.org/  Our Playlist:

  • Share the Land by The Guess Who
  • Signature theme from our orange-fleshed sweet potatoes project
  • Lib Yaleh by Zeritu Kebede and Tadele Gemechu
  • PhotoSymphony by Andrew Forde
  • Theme song from Farm Radio’s Green Leaf Radio Magazine radio format
  • What a Wonderful World by Louis Armstrong – Playing for Change version

episode 299 agriculture show feb 6 2024 WFA AGM 2023

The 2023 Annual General Meeting of the Waterloo Federation of Agriculture was held at Puddicombe House , New Hamburg on October 19.  Ontario Federation of Agriculture President Peggy Brekveld was the guest speaker.  WFA Vice-President Mark Reusser, and Peggy had a “fireside chat” about Peggy’s agricultural story.

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episode 297 agriculture show dec 12 2023 fireside chat with the Ag Leaders of tomorrow

The Ontario Federation of Agriculture held their AGM in Toronto Nov 21-22.  One of the events on the program was the “fireside chat with the ag leaders of tomorrow”. The moderator was Sara woods, a director with the OFA.

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episode 298 dec 19 2023 Alicia Becker and Jessica McCann

Jessica McCann and Alicia Becker are guests today of The Agriculture Show. Jessica and Alicia work at https://www.farmfoodcareon.org/    Our Playlist:

  • Mess Is Mine  by  Vance Joy
  • The Idea Of Me  by  Aiden Canfield
  • Keep Your Heart Young  by  Brandi Carlile
  • Dancing In The Sky  by  Sam Barber
  • Plea From A Cat Named Virtue  by  The Weakerthans
  • Anti-Hero  by  Taylor Swift

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episode 296 agriculture show dec. 5 2023

Henry Reinders is our guest today.  Henry is an Ontario representative with   https://foodgrainsbank.ca/   Our playlist :

Lord I hope The Day is Good by Don Williams

Love Story by Taylor Swift

The Chain Of Love by Clay Walker

The Christmas Guest by Johnny Cash

Until All Are Fed by Bryan McFarland

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episode 295 agriculture show sept 12 2023 with Maranda Klaver and Larry Braiden

Maranda Klaver and Larry Braiden are the guests of The Agriculture Show. Amanda and Larry are part of the team bringing  IPM 2023 to the public. Maranda, as reigning Ontario Queen of the Furrow, will pass along that responsibility to the 2023-2024 Queen, to be announced at the match. Larry is the chairperson of the Plowing Committee for this years match in Dufferin County. Our playlist:

  • Unstoppable  by  Sia
  • Man, I Feel Like A Woman  by  Shania Twain
  • Girls Just Want To Have Fun  by Cyndi Lauper
  • Smokey Mountain Rain  by Ronnie Millsap
  • 5 O’clock Somewhere  by Alan Jackson

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58 minutes

 

episode 294 agriculture show sept 5 2023

Brianne Curtis and Mel Kapenko are guests today of The Agriculture Show. Brianne and Mel talk about the IPM 2023 in Dufferin County Sept 19. It’s good to hear their agriculture story.  Our playlist:

  • Sunshine  by  Daniel James McFadyen
  • Tennesse Whisky  by  Chris Stapelton
  • Girl Who Didn’t Care  by  Tenille Towns
  • Something In The Orange  by  Zach Bryan
  • Not The 1975  by  Knox

episode 293 agriculture show aug 29 2023

Sandy Brown is our guest today. Sandy is a volunteer with this years IPM to be held in Dufferin County Sept 19 2023.  He has a long history of supporting community in Dufferin County.  Our playlist:

  • Life In The Fast Lane  by  The Eagles
  • I’ve Got To Get A Message To You  by  The Bea Gees
  • My  Heart Will Go On  by  Celine Dione
  • Just Between You And Me  by  April Wine
  • Wheat Kings  by  The Tragically Hip

 

episode 292 agriculture show aug 22 2023 with Anne Thompson

Anne Thompson is our guest today. Anne is a volunteer for the IPM 2023 and Rural Expo to be held in Dufferin County September 19.  Check out the committee that Anne is a member of.  Our playlist:

  • Playlist Medley  by  The Campfire Poets
  • For All We Know  by  The Orangeville Chorus
  • Hallelujah  by  Naomi Bristow
  • Mama Mia  by  Abba
  • We Are The Champions  by  Queen

episode 291 agriculture show aug 15 2023

Chris Garrits is in the studio with The Agriculture Show. Chris is the mayor of the Township of Amaranth,  Dufferin County where this years IPM will be held September 19.  Check out the Dufferin Museum  for some background on some of todays song selections. Our playlist:

  • Supernatural  by  Ruby Waters
  • Throwing Rocks  by  Emily Gilbart
  • Clap For The Wolfman  by  The Guess Who
  • Let Your Backbone Slide  by  Maestro Fresh Wes
  • Curl Of The Burl  by  Mastodon.

 

episode 290 agriculture show july 18 2023

Jim Dyer and Gord Grant are the guests of The Agriculture Show today.  Gord joins in while Jim covers his latest news from a research project about GHG , and from an interest he has with The Cambridge Pollinator Reserve.  Our Playlist :

  • Try A Little Kindness  by  Jane Arden
  • The Water Is Wide  by  The Seekers
  • We’ll Meet Again  by  Vera Lynn
  • Daisy A Day  by Jud Struck
  • Blueberry Hill  by  Fats Dominio

episode 289 agriculture show june 20 2023

Brianne Curtis is our guest on The Agriculture Show today. Brianne  works at  Grain Farmers of Ontario and also volunteers as the chairperson of the education committee  for IPM 2023 in Dufferin Country.  Our Playlist:

  • Days Go By  by  Keith Urban
  • Shape of You  by  Ed Sheeran
  • Wildest Dreams  by  Taylor Swift
  • Starting Over  by  Sher
  • Sold Out  by  Hardy